Examples of Temporary Hardships would be best described as a loss of income that is NOT PERMANENT. One example might be an extended absence from work without pay but you have recently returned to work. Another Example might be a ONE TIME INCREASED EXPENSE such as a CAR REPAIR BILL.
Banks have Special Workout Options available for people that are experiencing Temporary Hardship. Here is a basic list of those plans:
Which Option is best for YOU? Well, that depends on your individual circumstances. Check out the Workout Calculator.
If you REGISTER and/or Sign In first, you will be able to Save and/or Print the information from the Workout Calculator and then share that information with your Lender/Servicing Agent by either Faxing it to them OR allowing them access to see THAT DOCUMENT ONLY on your Case (or you can grant them permissions to see any other document that you upload to your case).