Most people today are experiencing circumstances that will not be resolved in a Short Time frame (less than 6-12 months). In fact, some hardships are PERMANENT.
Banks have some Aggressive Workout Options available for people that are experiencing Long Term Hardship. Some of these plans may be COMBINED TOGETHER.
Here is a basic list of those plans:
Which Option is best for YOU? Well, that depends on your individual circumstances. Check out the Workout Calculator.
If you REGISTER and/or Sign In first, you will be able to Save and/or Print the information from the Workout Calculator and then share that information with your Lender/Servicing Agent by either Faxing it to them OR allowing them access to see THAT DOCUMENT ONLY on your Case (or you can grant them permissions to see any other document that you upload to your case).